“This is Financial Recovery Infrastructure”
Building the Financial Recovery Infrastructure That Never Existed — Until Now
Vera is creating systems that put the person in debt, not the creditor, at the centre. We’re using AI to deliver negotiation, explainability, and real resolution at scale. This isn’t just fintech. It’s infrastructure for equity.
Founder Message
“I’ve spent the last decade inside financial services, tech, and policy, watching automation scale without equity, and regulation chase after harm. Vera is my answer to that pattern. It’s what happens when you build AI from the side of the person in debt, not the company collecting it.”
— Ashanti Bentil-Dhue, Founder & CEO.
What We Believe
Recovery is not a product — it’s a system
Advice without action isn’t enough
Tech should explain, not escalate
The standard should be trust, not tolerance
Infrastructure should work even when the money runs out
Who We’re Building With
We’re a lean team of builders, designers, and compliance strategists with deep experience across:
Consumer finance
Regulated technology
AI product development
Financial vulnerability and behaviour change
We’ve consulted with former FCA and policy experts, and we’re now assembling a policy advisory circle to shape how ethical AI in collections should work.
Want to contribute to what we’re building? Contact the Team
Why We’re Not D2C Yet
We’re building like we’re already regulated, because we will be.
Vera’s first rollout focuses on council tax and unregulated debts, where the harm is highest and the infrastructure weakest. We’ll go live with consumers in 2025, but everything we build is designed for scale, safety, and system-level impact.
Timeline
-
White Paper Launched
April 2025
📄 -
Executive Roundtable
June 2025
📣 -
FCA Sandbox Application
Q2 2025
🧪 -
Council Tax MVP
In Build
🏗️ -
£2M Raise
In Progress
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