Built for Action, Not Just Advice

AI That Doesn’t Just Explain, It Equips

Vera is building the UK’s first AI platform that helps people take immediate, legally grounded action on problem debt. No call centres. No jargon. Just clarity, confidence, and control.

What Vera Is Building

  • Letter Reading + Instant Translation

    Upload a debt letter. Vera breaks it down; what it means, what’s enforceable, and what your rights are.

  • Automated Negotiation Tools

    Get a custom-built letter, drafted in seconds, that proposes an affordable plan, asserts legal protections, or challenges inaccuracies, all in plain English.

  • Pathway-Based Support

    Whether you're facing bailiffs, council tax arrears, BNPL debt, or energy bills, Vera shows you your options based on what’s legally possible and emotionally manageable.

  • Progress Dashboard

    Track each step taken. Know what’s next. Avoid escalation. We don’t just give you “advice”, we give you structure.

Built For Real Lives

“We’re not building for theory, we’re building for renters, freelancers, single parents, and anyone who’s been ignored by traditional financial services.”

Vera works:

  • Without waiting on hold

  • Without repeating your story

  • Without fear of being talked over or shamed

  • We replace avoidance with action, instantly

Coming Soon

  • Council tax support
    (MVP in development)


    ✅

  • BNPL and utility debt integrations
    (Q4 2025 roadmap)

    ✅

  • Partner API in design



    ✅

  • Self-advocacy mode for frontline advisers and charities

    ✅

Why It Matters

Other tools offer balances. We offer negotiation. Others give advice. We give action.

Vera is financial recovery infrastructure, built to resolve, not just recommend.